ROHTAK (Haryana), India – When 22-year-old Sunita* rushed her father to a private hospital in for a cardiac emergency earlier this month, she expected her government health insurance scheme, Ayushman Bharat–Pradhan Mantri Jan Arogya Yojana (known as PM-JAY), which promises to cover hospital expenses up to ₹5 lakh (around $5,725) per family, would spare her family […] Continue reading ->